About Us


Who is Saferating.com and what can we do for you?

Sample applications:

How are we unique?

Review our solutions area and FAQs for more information about how we can provide technology solutions for your business problems.

Get to know our leadership team.

Leadership

Our leadership team is a mix of domain expertise and vision.

Robert P. Genest B.S. RPh., Co-founder and CEO

Saferating.com is a company whose mission is to enable healthcare professionals, educators, and other business partners to collect, authenticate, and secure large datasets using the internet, then seamlessly transfer data directly to various platforms utilizing web applications unique to Saferating.com. One example is our model for online pharmacist clinical interventions, adverse drug reaction reporting, medication error reporting and incident reporting, in which we have partnered with a Rural Health Networks to meet more stringent 2004 regulatory requirements and improve patient safety.

Previous Positions

Health System Director for a National Contract Pharmacy Management Company

Responsibilities included management and operational oversight for acute care hospitals, behavioral health centers, and a long term acute care hospital.

Regional Clinical and Quality Specialist for a National Contract Pharmacy Management Company

Responsibilities included the development and implementation of quality and clinical assessments at newly contracted sites, evaluation of medication use processes, implementation of work plans to insure patient safety and compliance with corporate standards, and the training and oversight of staff.

Director of Pharmacy at several Maine hospitals

Responsibilities included the design and implementation of a performance improvement project using personal digital assistants (PDAs) and to reduce prescribing errors, of new PDA databases to report and track adverse drug reactions and pharmacist interventions. Assisted in the design, chart review, data collection and authoring of a published medication error study. Acted as team leader for a national contract pharmacy management company Medication Use Safety Project, and developed and implemented standards for prescribing, administering and dispensing for all our contracted hospitals.

Project Leader of an Adverse Drug Event Study at the University of New Mexico Health Science Center

Created the Clinical Review Board, then assisted in the design, chart review, data collection, data analysis, authorship, and publication of an adverse drug event study.

Expert Panel Member: Measuring Rural Quality Working Paper Series
Rural Health Research Center
Division of Health Services Research and Policy
School of Public Health
University of Minnesota

Bibliography

  1. Senst BL, Achusim LE, Genest RP, Cosentino LA, Ford CC, Little JA, Raybon SJ, Bates DW: Practical approach to determining costs and frequency of adverse drug events in a health care network. Am J Health Syst Pharm. 2001 Jun 15;58(12):1126-32
  2. Grasso BC, Genest R: Use of a Personal Digital Assistant in Reducing Medication Error Rates: Psychiatric Services 52:883-886, 2001
  3. Grasso BC, Genest R, Yung K, Arnold CA: Reducing Errors in Discharge Medication Lists by Using Personal Digital Assistants: Psychiatric Services 53:1325-1326, 2002
  4. Grasso BC, Rothschild J, Genest R, Bates DW: Medication Errors in Psychiatry: Are Patients Being Harmed? Psychiatric Services 54:599, 2003
  5. Grasso BC, Genest R, Jordan CW, Bates DW: Use of Chart and Record Reviews to Detect Medication Errors in a State Psychiatric Hospital: Psychiatric Services 54:677–681, 2003
  6. Grasso BC, Rothschild J, Genest R, Bates DW: What do We Know about Medication Errors in Inpatient Psychiatry? JCAHO Journal on Quality, 29:8:391-401
  7. Grasso BC, Genest R, Jordan CW, Bates DW: Medication Errors in Psychiatry. Psychiatric Services 54:1165, 2003

Steve Moitozo II, Co-founder and Software Architect

Steve is an experienced Software Architect who has worked in the K-12, Higher Education, Semi-conductor, and Internet industries. Steve's unique combination of software engineering, system administration, and analytical skills have helped Saferating to develop a flexible, efficient, and secure product.

Privacy Policy

What This Policy Covers:

This privacy statement covers the site Saferating.com.
Because this Web site wants to demonstrate its commitment to our
users' privacy, it has agreed to disclose its information practices.

  1. What personally identifiable information Saferating.com collects.
  2. What personally identifiable information third parties collect through the Web site.
  3. What organization collects the information.
  4. How Saferating.com uses the information.
  5. With whom Saferating.com may share user information.
  6. What choices are available to users regarding collection, use and distribution of the information.
  7. What types of security procedures are in place to protect the loss, misuse or alteration of information under Saferating.com control.
  8. How users can correct any inaccuracies in the information.

If users have questions or concerns regarding this statement, they should contact Saferating.com Customer Service.

Information Collection and Use:

Information Collection

Saferating.com is the sole owner of the information collected on Saferating.com.
Saferating.com collects information from our users at several different points on our Web site.

Registration

In order to use this Web site, a user must first complete the registration form.
During registration a user is required to give contact information (such as name and email address).
We use this information to contact the user about services on our site for which he has expressed interest.
It is optional for the user to provide demographic information (such as income level and gender),
and unique identifiers (such as, username and password), but encouraged so we can provide a more
personalized experience on our site.

Order

We request information from the user on our order form.
A user must provide contact information (such as name, email, and shipping address) and
financial information (such as credit card number, expiration date).
This information is used for billing purposes and to fill customer's orders.
If we have trouble processing an order, the information is used to contact the user.

Information Use

Information gathered at Saferating.com is used by Saferating.com to deliver personalized Internet
services to our customers. We share demographic information with corporate partners when relevant.

Profile

We store information that we collect through cookies, log files, clear gifs, and/or third parties
to create a profile of our users. A profile is stored information that we keep on individual users
that details their viewing preferences. Consequently, collected information is tied to the users
personally identifiable information to provide offers and improve the content of the site for the user.
This profile is used to tailor a user's visit to our Web site, and to direct pertinent marketing promotions
to them. We share your profile with other third parties. Your profile is shared in aggregate form only
(without personal identifiers).

Cookies

By setting a cookie on our site, users would not have to log in a password more than once,
thereby saving time while on our site. If users reject the cookie, they may still use our site.
The only drawback to this is that the user will be limited in some areas of our site.
For example, the user will not be able to participate in any of our membership resources.
Persistent cookies enable us to track and target the interests of our users to enhance the
experience on our site. See the "Profile" section.

This privacy statement covers the use of cookies by Saferating.com only and does not cover the use of cookies by any advertisers.

Log Files

Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses,
browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp,
and number of clicks to analyze trends, administer the site, track user's movement in the aggregate,
and gather broad demographic information for aggregate use. IP addresses are sometimes tied to personally
identifiable information to enable our Web-based service.

Clear Gifs (Web Beacons/Web Bugs)

We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage
content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique
identifier, similar in function to cookies, and are used to track the online movements of Web users. The main
difference between the two is that clear gifs are invisible on the page and are much smaller, about the size of
the period at the end of this sentence. Clear gifs are sometimes tied to users' personally identifiable information.

Clear Gifs can "work with" existing cookies on a computer if they are both from the same Web
site or advertising company. That means, for example, that if a person visited "www.companyX.com",
which uses an advertising company's clear gif, the Web site would match the clear gif's identifier and
the advertising company's cookie ID number, to show the past online behavior for that computer.
This collected information would then be given to the advertising company [or Web site].

In addition, we use clear gifs in our HTML-based emails to let us know which emails have been opened
by the recipients. This allows us to gauge the effectiveness of certain communications and the
effectiveness of our marketing campaigns. If users would like to opt-out of these emails,
please see the Opt-out section.

Communications from the Site

Special Offers and Updates

We send all new members a welcoming email to verify password and username. Established members
will occasionally receive information on products, services, special deals, and a newsletter. Out of
respect for the privacy of our users we present the option to not receive these types of communications.
Please see the Choice and Opt-out sections.

Newsletter

If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address.
Out of respect for our users privacy we provide a way to opt-out of these communications.
Please see the Choice and Opt-out sections.

Service Announcements

On rare occasions it is necessary to send out a strictly service related announcement.
For instance, if our service is temporarily suspended for maintenance we might send users an email.
Generally, users may not opt-out of these communications, though they can deactivate their account.
However, these communications are not promotional in nature.

Customer Service

We communicate with users on a regular basis to provide requested services and in regards to issues
relating to their account we reply via email or phone, in accordance with the users wishes.

Sharing

Legal Disclaimer

Though we make every effort to preserve user privacy, we may need to disclose personal
information when required by law wherein we have a good-faith belief that such action
is necessary to comply with a current judicial proceeding, a court order or legal process
served on our Web site.

Aggregate Information (non-personally identifiable)

We sometimes share aggregated demographic information with our partners and advertisers.
This is not linked to any personally identifiable information.

Business Transitions

In the event Saferating.com goes through a business transition, such as a merger,
being acquired by another company, or selling a portion of its assets, users' personal i
nformation will, in most instances, be part of the assets transferred.

Choice/Opt-out

Our users are given the opportunity to 'opt-out' of having their information used for
purposes not directly related to our site at the point where we ask for information.
For example, our order form has an 'opt-out' mechanism so users who buy a
product from us, but don't want any marketing material, can keep their email address off of our lists.

Users who no longer wish to receive our newsletter and promotional communications
may opt-out of receiving these communications by replying to unsubscribe in the
subject line in the email or email us at optout@Saferating.com.

Users of our site are always notified when their information is being collected
by any outside parties. We do this so our users can make an informed choice as
to whether or not they should proceed with services that require an outside party.

Surveys

Our site requests information from users via surveys. Participation in these
surveys or contests is completely voluntary and the user therefore has a
choice whether or not to disclose this information. The requested information
typically includes contact information (such as name and shipping address),
and demographic information (such as zip code). Contact information will be
shared with the survey sponsors. Users' personally identifiable information is
not shared with third parties unless we give prior notice and choice. Though we
may use an intermediary to conduct these surveys or contests, they may not use
users' personally identifiable information for any secondary purposes.

Tell-A-Friend

If a user elects to use our referral service for informing a friend about our
site, we ask them for the friend's name and email address. Saferating
will automatically send the friend a one-time email inviting them to visit the site.
Saferating stores this information for the sole purpose of sending
this one-time email and tracking the success of our referral program.
The friend may contact Saferating at optout@Saferating.com to
request the removal of this information from our database.

Chat Rooms, Message Boards, and Public Forums

Please keep in mind that whenever you voluntarily disclose personal information
online - for example on message boards, through e-mail, or in chat areas -
that information can be collected and used by others. In short, by posting
personal information online that is publicly accessible, you may receive
unsolicited messages from other parties in return.

Security

This Web site takes every precaution to protect our users' information.
When users submit sensitive information via the Web site, their information
is protected both online and off-line.

When our registration/order form asks users to enter sensitive information
(such as credit card number and/or social security number), that information
is encrypted and is protected with the best encryption software in the
industry - SSL. While on a secure page, such as our order form, the lock
icon on the bottom of Web browsers such as Netscape Navigator and Microsoft
Internet Explorer becomes locked, as opposed to un-locked, or open, when
users are just 'surfing'.

While we use SSL encryption to protect sensitive information online,
we also do everything in our power to protect user-information off-line.
All of our users' information, not just the sensitive information mentioned above,
is restricted in our offices. Only employees who need the information to perform
a specific job (for example, our billing clerk or a customer service representative)
are granted access to personally identifiable information. Our employees must use
password-protected screen-savers when they leave their desk. When they return,
they must re-enter their password to re-gain access to user information.
Furthermore, ALL employees are kept up-to-date on our security and privacy practices.
Every so often, as well as any time new policies are added, our employees are notified
and/or reminded about the importance we place on privacy, and what they can do to
ensure our users' information is protected. Finally, the servers that store personally
identifiable information are in a secure environment, in a locked, highly-limited access, facility.

If users have any questions about the security at our Web site, users can contact us with questions.

Supplementation of Information

In order for this Web site to properly fulfill its obligation to users sometimes it is necessary
for us to supplement the information we receive with information from 3rd party sources.

Address Verification

We use a payment network to verify a user's address to validate that they are
the owner of a credit card.

Correcting/Updating/Deleting/Deactivating Personal Information

If a user's personally identifiable information changes (such as zip code, phone,
email or postal address), or if a user no longer desires our service, we provide
a way to correct, update or delete/deactivate users' personally identifiable
information. This can usually be done at the member information page or by contacting Customer Support.

Notification of Changes

If we decide to change our privacy policy, we will post those changes to this privacy
statement, the homepage, and other places we deem appropriate so our users are always
aware of what information we collect, how we use it, and under what circumstances,
if any, we disclose it.

If, however, we are going to use users' personally identifiable information in a
manner different from that stated at the time of collection we will notify users via email
and/or by posting a notice on our Web site for 30 days.

Contact Information

If users have any questions or suggestions regarding our policies, please contact us at:

Address:
Saferating, Inc.

PO Box 1591

Auburn, ME 04211

United States

Phone:
207-290-1165

Terms and Conditions

Copyrights

This site is owned and operated by Saferating, Inc. d.b.a. Saferating.com(tm).
The terms "saferating.com," "donthurtme.com," and "Golden Rule Tool" as well as
this site and it's contents (text, buttons, images, audio clips) the collection,
arrangement, and assembly of all content on this site are the exclusive property of
Saferating, Inc. or its content suppliers and protected by U.S. and international
copyright laws. The content and software on this site or any other site
owned and/or operated by Saferating, Inc. may be used as a shopping and or informational resource.
Any other use, including but not limited to reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this site is strictly prohibited. You may
print in hard copy portions of this web site with the sole intent of placing and order
with Saferating, Inc. The use of any such material for any other reason, on any
other web site, or reproduction, modification, distribution, transmission, republication,
display, or performance, of the content on this site is strictly prohibited.
ALL RIGHTS ARE RESERVED.

Trademarks and Servicemarks

Saferating, Saferating.com, DontHurtme.com, and "Paperless Form Technology" are trademarks of Saferating, Inc.
"Golden Rule Tool" is a servicemark of Saferating, Inc.

Applicable Law

This site is created and controlled by Saferating.com in the State of Maine, USA. As such,
the laws of the State of Maine will govern these disclaimers, terms and conditions, without
giving effect to any principles of conflicts of laws. We reserve the right to make changes
to our site and these disclaimers, terms and conditions at any time.

Terms of Use

Your access to and continued use of this Web Site constitutes your acceptance, without limitation, of these simple English policies and disclaimers.
As referenced below, "We", "Us" or "Our" includes Saferating.com, DontHurtMe.com and Saferating Inc collectively.
Questions or notices concerning these Terms of Use should be addressed to ss through the contact form.

Terms and Conditions

The following describes the terms and conditions (the "Terms and Conditions") on which We offer you the
information (including the Intellectual Property [as defined below]), services and products on Our web site
and related web pages (collectively, the "Services").

We reserves the right to modify, amend or restate the Terms and Conditions from time to time with or without prior notice.

Your use of this web site and any Services after the posting of modifications to these Terms and Conditions
will constitute your acceptance of the Terms and Conditions as modified.

Use of this Web Site

You represent that you have read and agree to be bound by the Terms and Conditions. You further agree to
comply with U.S. or other applicable law regarding the transmission of any information obtained from the
Services in accordance with the Terms and Conditions, not to use the Services for illegal purposes, and not
to interfere or disrupt the networks connected to the Services.

Restrictions on Use

You may not use the Services for any illegal purposes or in any manner inconsistent with the Terms and Conditions.
You agree to use the Services solely for your own noncommercial use and benefit, and not for resale or other
transfer or disposition to, or use by or for the benefit of, any other person or entity.

You agree to promptly notify Us upon becoming aware of any unauthorized access or use of the Services by any party
or any claim that the Services infringes upon any copyright, trademark or other contractual, statutory or common law rights.

Further Restrictions on Use

YOU MAY NOT COPY, REPRODUCE, RECOMPILE, DECOMPILE, DISASSEMBLE, REVERSE ENGINEER, DISTRIBUTE, PUBLISH, DISPLAY,
PERFORM, MODIFY, UPLOAD TO, CREATE DERIVATIVE WORKS FROM, TRANSMIT OR IN ANY WAY EXPLOIT ANY PART OF THE SERVICE,
EXCEPT THAT YOU MAY DOWNLOAD MATERIAL FROM THE SERVICE AND/OR MAKE ONE PRINT COPY FOR YOUR OWN PERSONAL,
NONCOMMERCIAL USE, PROVIDED THAT YOU RETAIN ALL COPYRIGHT AND OTHER PROPRIETARY NOTICES.

YOU MAY NOT USE THE SERVICES IN ANY WAY TO IMPROVE THE QUALITY OF ANY DATA SOLD OR CONTRIBUTED BY YOU TO ANY
THIRD PARTY. FURTHERMORE, YOU MAY NOT USE ANY OF OUR TRADEMARKS, TRADE NAMES OR SERVICE MARKS IN ANY MANNER
WHICH CREATES THE IMPRESSION THAT SUCH NAMES AND MARKS BELONG TO OR ARE ASSOCIATED WITH YOU OR ARE USED WITH
OUR CONSENT, AND YOU ACKNOWLEDGE THAT YOU HAVE NO OWNERSHIP RIGHTS IN AND TO ANY OF THESE NAMES AND MARKS.

YOU WILL NOT USE THE SERVICES OR THE INFORMATION CONTAINED THEREIN IN UNSOLICITED MAILINGS OR SPAM MATERIAL.
YOU WILL NOT USE ANY OF OUR TRADEMARKS, TRADE NAMES OR SERVICE MARKS IN UNSOLICITED MAILINGS OR SPAM MATERIAL.
YOU WILL NOT SPAM OR SEND UNSOLICITED MAILINGS TO ANY PERSON OR ENTITY USING THE SERVICES. YOU AGREE TO COMPLY
WITH ANY OTHER APPLICABLE TERMS AND CONDITIONS.

Intellectual Property

This web site contains material which is derived in whole or in part from materials supplied by Us and various
other sources. This web site, including but not limited to its text, logos, content, photographs, flash animations,
video, audio and graphics (the "Intellectual Property"), is protected by copyrights, service marks, international
treaties and/or other proprietary rights and laws of the U.S. and other countries. The Intellectual Property is
also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All individual
articles, columns and other elements making up the Services are also copyrighted works. You agree to abide by all
applicable copyright and other laws, as well as any additional copyright notices or restrictions contained in the Services.

If you would like to make copies and/or distribute certain information, please contact us.

No License Granted

You acquire absolutely no rights or licenses in or to the Services and materials contained therein other than the
limited right to utilize the Services in accordance with the Terms and Conditions. Should you choose to download
content from the Services, you must do so in accordance with the Terms and Conditions. Such download is licensed
to you by Us only for your own personal, noncommercial use in accordance with the Terms and Conditions and does
not transfer any other rights to you.

Accuracy Disclaimer

We do not warrant or guarantee the accuracy, quality, completeness, currency, or validity of any information on
the web site or linked from the web site. All information contained on this web site has been obtained from
sources believed by Us to be accurate and reliable. The ads, press releases, and newsletters are also provided
by the identified organizations. We do not edit or control the information We receive, although it may note
obvious errors that have been discovered. Due to the possibility of human and mechanical error, We are not
responsible for any errors or omissions.

Rights Reserved

All present and future rights in and to the Intellectual Property and other proprietary rights of Us of any type
under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and
registrations relating to the Services (the "Intellectual Property Rights") shall, as between you and Us, at all
times be and remain the sole and exclusive property of Us. All present and future rights in and title to the
Services (including the right to exploit the Services and any portions of the Services over any present or future
technology) are reserved to Us for Our exclusive use. Except as specifically permitted by the Terms and Conditions,
you may not copy or make any use of the Services or any portion thereof.

Liability Disclaimer

The material provided on this web site could include technical inaccuracies or typographical errors and the web site
may be subject to periods of interruption. We may make changes or improvements at anytime.

Limitation of Liability

While We endeavor to maintain the highest professional quality of the Services We offer on Our web site,
We cannot be held responsible for any errors, defects, lost profits, or other consequential damages arising from
the use of this web site. We will not be liable for any damages or injury, including but not limited to, special
or consequential damages that result from any failure of performance, error, omission, interruption, defect,
delay in operation of transmission, or computer virus, the use of, or the inability to use, the materials in the
Services even if there is negligence by Us or an authorized representative of Us; user has been advised of the
possibility of such damages. The above limitation or exclusion may not apply to you to the extent that applicable
law may not permit the limitation or exclusion of liability for incidental or consequential damages. Our total
liability to you for all losses, damages, and causes of action (in contract, tort (including without limitation,
negligence, or otherwise) will not exceed the amount you paid to Us to access the Services.

THIS SITE IS PROVIDED BY SAFERATING.COM ON AN "AS IS" BASIS. SAFERATING.COM MAKES NO
REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF
THE SITE, THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS SITE. TO
THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SAFERATING.COM, DISCLAIMS ALL
WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, SAFERATING.COM WILL NOT BE LIABLE
FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED
TO DIRECT, INDIRECT, INCIDENTAL PUNITIVE AND CONSEQUENTIAL DAMAGES.

PRICE AND AVAILABILITY INFORMATION IS SUBJECT TO CHANGE WITHOUT NOTICE.

Indemnification

You agree, to the extent permitted by applicable law, to indemnify and hold Us, Our officers, directors,
owners, agents and employees harmless from any claim or demand, including reasonable attorneys' fees, made
by any third party due to or arising out of your use of the Services, the violation of these Terms and Conditions
by you, or the infringement by you, or other user of the Services using your computer, of any Intellectual Property
or other right of any person or entity. We reserve the right, at our own expense, to assume the exclusive defense
and control of any matter otherwise subject to indemnification by you.

User Submissions to the Web Site

The Services may include message systems, bulletin boards and/or chat rooms which may provide on-line participation
by and interaction among users. All remarks, suggestions, ideas, graphics, or other information communicated to Us
through Our Services will become the property of Us. Without limitation, We will have exclusive ownership of all
present and future existing rights to the User Submission of every kind and nature everywhere. We will be entitled
to use the User Submission for any purpose whatsoever (consistent with the Privacy Policy then in effect), without
compensation to you or any other person sending the User Submission.

We do not control the postings of messages, information or files to chat rooms and bulletin boards. Further,
We have no obligation to monitor chat rooms or bulletin boards or any other postings of User Submissions.

All Submissions Are Subject to These Further Conditions

Your use of the Services and submission of material for publication on the pages of the web site are conditioned
on your adherence to the following policies:

  1. You may not restrict or inhibit any other user from using or enjoying any of the Services.
  2. You may not post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene,
    vulgar, pornographic, profane, indecent or racially, ethnically or otherwise objectionable material
    of any kind, including without limitation any transmissions constituting or encouraging conduct that
    would constitute a criminal offense, give rise to civil liability or otherwise violate any local,
    state, national or international law.
  3. You may not post or transmit any information, software or other material which violates or infringes
    upon the rights of others, including material which is an invasion of privacy or publicity rights or
    which is protected by intellectual property rights.
  4. You may not post or transmit any information, software or other material which contains a virus or
    other harmful component.
  5. You may not post, transmit or in any way exploit any information, software or other material for
    commercial purposes, or which contains commercial advertising.

We reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or
governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part,
that in Our sole discretion are objectionable or in violation of its Submission policies.

Under no circumstances will We be required to treat any Submission as confidential (subject to Privacy Policy
then in effect), and will not be liable for any ideas for its business (including, without limitation,
product or service ideas) and will not incur any liability as a result of any similarities that may appear in future We operations.

You acknowledge that you are solely responsible for whatever material you submit, and you, not Us have full
responsibility for the Submission, including its legality, reliability, appropriateness, originality, and c
opyright. Your communication of a Submission is in all respects subject to the Terms and Conditions,
including without limitation those set forth in "Indemnification."

Links

The Services display links to other web sites that are not owned or maintained by Us and which contain information
some people may find inappropriate or offensive. We have not reviewed such web sites and are not responsible for the
content thereof. The inclusion of a link to such web site does not imply endorsement by Us. Viewing of any web site
linked to the Services is at your own risk.

Endorsement Disclaimer

We do not endorse, support, sanction, or verify the information or material that is provided on this web site or
linked to this web site. Unless otherwise specifically indicated, We have no affiliation with any of the organizations
mentioned or described on the web site, and We make no representations or warranties with regard to those organizations.
Nor do We endorse or affiliate ourself with any of the organizations that are linked to or from this web site.

Privacy Policy

Our current Privacy Policy is posted at www.saferating.com/a/privacy and is incorporated herein
by reference. By using this web site, you expressly consent to certain disclosures of your personally identifiable and other
personal information provided to you by Us to third parties, and to use of your information by Us and third parties, to the
extent set forth in Our current Privacy Policy, unless you otherwise notify Us in accordance with the Privacy Policy.

Policies Concerning Claims of Infringement

It is Our policy to respond expeditiously upon receiving notice of claimed intellectual property infringement.
We will promptly process and investigate notices of alleged infringement and will take appropriate actions under
the Digital Millennium Copyright Act and other applicable intellectual property laws.

All notices of copyright infringement should be sent to Us.

Notices of copyright infringement should contain the following information:

  1. A physical or electronic signature of a person authorized to act on behalf of the copyright owner that is allegedly infringed.
  2. Identification of the copyrighted work claimed to have been infringed.
  3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and
    information reasonably sufficient to permit We to locate the material.
  4. The address, telephone number, or email address of the complaining party.
  5. A statement that the complaining party has a good faith belief that use of the material in the manner complained
    of is not authorized by the copyright owner, its agent, or the law.
  6. A statement, under penalty of perjury, that the information in the notification is accurate, and that the
    complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
    We reserve the right to remove and/or disable access from the Service to web pages of repeat infringers and reserve
    the right to terminate all account holders and subscribers who are repeat infringers of intellectual property laws.

Access and Interference

You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy Our Intellectual
Property or any other content contained herein without Our prior written consent. You agree that you will not use any device,
software or routine to interfere or attempt to interfere with the proper working of the Services. You agree that you will not
take any action that imposes an unreasonable or disproportionately large load on Our infrastructure.

Access Outside the United States

We makes no representation that the materials provided at this web site are appropriate or available for use in locations outside
of the United States, its territories and possessions. If you use the Services from other locations, you are responsible for
compliance with applicable local laws.

As a courtesy to Our foreign users, We may provide translation buttons for certain languages, that are
designed only to assist in providing the gist of the content of the site. The translations will be computer automated, have not
been reviewed by Us, and are provided by a third party service. Use of the translation buttons fall under the terms and conditions
of use of that third party translation service.

General Disclaimer

We are not responsible for any direct, indirect, incidental, consequential or any other damages arising out of or in connection
with the use of this web site or in reliance on the information available on the web site. This includes any personal injury,
business interruption, loss of use, lost data, lost profits, or any other pecuniary loss, whether in an action of contract,
negligence, or other tortuous action, even if We have been informed of the possibility.

Miscellaneous

These Terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Maine, United States of America,
notwithstanding any principles of conflicts of law and you hereby consent to the jurisdiction of such courts. If any part of these
Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and
enforceability of any remaining provisions

Our failure to act with respect to a breach by you or others does not waive Our right to act with respect to subsequent or similar
breaches. If We ask a third party to provide Services through this web site, the provisions of this agreement shall apply to your
use of the Services, unless otherwise noted. We shall not be liable for any delay or failure to perform resulting directly or
indirectly from any causes beyond Our reasonable control.

We may freely assign or update this agreement.

Contact Information

If users have any questions or suggestions regarding our policies, please contact us at:

Address:
Saferating, Inc.

PO Box 1591

Auburn, ME 04211

United States

Phone:
207-290-1165